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Let Appraisal Network Plus handle your appraisal needs

To a lot of people, an appraisal is simply a line item on the break-sheet for a home sale or refinance. Almost all lenders still need a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation methods that may appear more economical than an appraisal. Is obtaining a mortgage the only reason to acquire an appraisal? Are there other instances when the services of a licensed, independent real estate professional might be helpful? Of course.

Let Appraisal Network Plus assist you in lowering your mortgage payment

Appeal your tax assessment

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At Appraisal Network Plus, we're capable of assisting you in appealing your tax assessment.

Eliminating PMI for mortgage payments

When the amount being loaned to the home buyeris more than 80% of the actual value of the home, many lenders ask homebuyers to take out this extra insurance policy. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this added payment is lumped into the monthly mortgage payment and is promptly forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Appraisal Network Plus can give you a statement regarding the value of your home. The expense of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.

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Divorce settlement with fewer hang-ups

A divorce can be a very daunting ordeal for both parties, and it is often more complicated by the hard decision of who gets the house. Regardless of the situation, it's a good idea to order an appraisal from Appraisal Network Plus so both parties are completely aware of the true market value of their home.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Ascertain an accurate and fair valuation for estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Relocate to or from Harris County through an employee relocation program

We understand the headaches associated with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information about any current sales or listings in their area that they want considered during our thorough inspection.

Close on your home quickly — at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homesare on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let Appraisal Network Plus assist you in selling your home quickly at the right price